NO ACCIDENTS

A rough-and-ready cowboy applied for a large insurance policy. Worried about his life style, the agent was careful and cautious to ask questions to make sure that the cowboy would not take any foolish chances.

"Have you had any accidents?" asked the agent.

"No, not really," he answered. "Come to think of it, though, a rattlesnake bit me and a horse kicked me once."

"Well," questioned the agent, "aren't those accidents?"

"Oh no," he responded. "They did it on purpose!"

There are no accidents in the life of the Christian - only appointments from God to let us know He is with us and working out His will in our lives

Disappointments are His appointments.

Ruth 2:3 - And she went, and came, and gleaned in the field after the reapers: and her HAP was to light on a part of the field belonging unto Boaz, who was of the kindred of Elimelech.

Ruth's hap was God's map.